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Modesto, CA vs Santa Ana, CA

120
Modesto
California
VS
-22.3%
154
Santa Ana
California

There is a significant gap in the cost of living between these two cities. Modesto is 22.3% cheaper than Santa Ana. With a cost index of 120 vs 154, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Modesto to Santa Ana should plan for substantially higher expenses across most categories.

On the housing front, median rent in Modesto is $1,609/month compared to $1,975/month in Santa Ana — a 19% difference. Home values follow the same pattern: Modesto is more affordable at $415,600 median vs $657,800.

Median household income in Modesto is $77,899 compared to $88,354 in Santa Ana (-11.8%). The higher salaries in Santa Ana partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Modesto spend roughly 24.8% of their income on rent, less than the 26.8% in Santa Ana.

Climate-wise, both cities share similar average temperatures (63.1°F vs 64.9°F). Modesto receives more rainfall at 12.3" per year compared to 11.2" in Santa Ana.

Income & Cost

Cost of Living Index
Modesto
120
22% cheaper
Santa Ana
154
Median Household Income
Modesto
$77,899
Santa Ana
$88,354
12% higher

Housing

Median Rent
Modesto
$1,609
19% cheaper
Santa Ana
$1,975
Median Home Value
Modesto
$415,600
37% cheaper
Santa Ana
$657,800
Population
Modesto
218,614
Santa Ana
311,639

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Modesto $3.22
Santa Ana $3.28
US $3.07
🥚
Eggs (grade A, large)
Modesto $2.62
Santa Ana $2.68
US $2.50
🥛
Milk (whole)
Modesto $4.22
Santa Ana $4.31
US $4.03
🍞
Bread (white)
Modesto $1.94
Santa Ana $1.98
US $1.85
🍗
Chicken breast
Modesto $4.35
Santa Ana $4.44
US $4.14
Electricity
Modesto $0.27
Santa Ana $0.27
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Modesto 63.1°F
Santa Ana 64.9°F
Summer High
Modesto 95°F
Santa Ana 79°F
Winter Low
Modesto 39°F
Santa Ana 49°F
Rainfall
Modesto 12.3"
Santa Ana 11.2"
Rainy Days
Modesto 53d
Santa Ana 41d