Modesto, CA vs Rialto, CA

Modesto, CA and Rialto, CA have a very similar cost of living, with only a 3.9% difference in their overall index. Modesto scores 120 while Rialto scores 125 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Modesto is $1,609/month compared to $1,641/month in Rialto — a 2% difference. Home values follow the same pattern: Modesto is more affordable at $415,600 median vs $454,400.

Median household income in Modesto is $77,899 compared to $85,521 in Rialto (-8.9%). While Rialto is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Modesto spend roughly 24.8% of their income on rent, more than the 23% in Rialto.

Climate-wise, Rialto is notably warmer with an average of 66.2°F compared to 63.1°F in Modesto. Modesto receives more rainfall at 12.3" per year compared to 9.4" in Rialto.