Modesto, CA vs Rancho Cordova, CA

Modesto is moderately more affordable than Rancho Cordova, with a 5.5% lower cost of living index. Modesto scores 120 compared to 127 for Rancho Cordova, where the US average is 100. This difference means residents of Rancho Cordova can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Modesto is $1,609/month compared to $1,698/month in Rancho Cordova — a 5% difference. Home values follow the same pattern: Modesto is more affordable at $415,600 median vs $451,400.

Median household income in Modesto is $77,899 compared to $89,120 in Rancho Cordova (-12.6%). While Rancho Cordova is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Modesto spend roughly 24.8% of their income on rent, more than the 22.9% in Rancho Cordova.

Climate-wise, both cities share similar average temperatures (63.1°F vs 63.4°F). Rancho Cordova receives more rainfall at 19.2" per year compared to 12.3" in Modesto.