Millville, NJ vs Upper Montclair, NJ

The cost of living difference between Millville, NJ and Upper Montclair, NJ is dramatic. Millville is 54.4% cheaper than Upper Montclair, a gap that translates to thousands of dollars per year in household expenses. Millville has a cost index of 86 while Upper Montclair sits at 188, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Millville is $1,207/month compared to $2,290/month in Upper Montclair — a 47% difference. Home values follow the same pattern: Millville is more affordable at $199,300 median vs $968,200.

Median household income in Millville is $67,190 compared to $250,001 in Upper Montclair (-73.1%). While Upper Montclair is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Millville spend roughly 21.6% of their income on rent, more than the 11% in Upper Montclair.