Milford, OH vs Utica, OH

Utica is moderately more affordable than Milford, with a 12.5% lower cost of living index. Milford scores 78 compared to 69 for Utica, where the US average is 100. This difference means residents of Milford can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Milford is $865/month compared to $833/month in Utica — a 4% difference. Home values follow the same pattern: Utica is more affordable at $132,700 median vs $228,200.

Median household income in Milford is $72,907 compared to $74,438 in Utica (-2.1%). Utica offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Milford spend roughly 14.2% of their income on rent, more than the 13.4% in Utica.