Milford, MA vs Somerville, MA

The cost of living difference between Milford, MA and Somerville, MA is dramatic. Milford is 34.4% cheaper than Somerville, a gap that translates to thousands of dollars per year in household expenses. Milford has a cost index of 123 while Somerville sits at 187, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Milford is $1,702/month compared to $2,468/month in Somerville — a 31% difference. Home values follow the same pattern: Milford is more affordable at $429,800 median vs $899,400.

Median household income in Milford is $88,992 compared to $127,056 in Somerville (-30%). The higher salaries in Somerville partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Milford spend roughly 23% of their income on rent, less than the 23.3% in Somerville.

Climate-wise, both cities share similar average temperatures (52°F vs 51.9°F). Milford receives more rainfall at 43.9" per year compared to 43.6" in Somerville.