Milaca, MN vs St. Francis, MN

There is a significant gap in the cost of living between these two cities. Milaca is 19.9% cheaper than St. Francis. With a cost index of 78 vs 97, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Milaca to St. Francis should plan for substantially higher expenses across most categories.

On the housing front, median rent in Milaca is $854/month compared to $1,183/month in St. Francis — a 28% difference. Home values follow the same pattern: Milaca is more affordable at $184,900 median vs $297,800.

Median household income in Milaca is $49,063 compared to $101,875 in St. Francis (-51.8%). While St. Francis is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Milaca spend roughly 20.9% of their income on rent, more than the 13.9% in St. Francis.

Climate-wise, both cities share similar average temperatures (42.9°F vs 45.8°F). St. Francis receives more rainfall at 30.7" per year compared to 28.5" in Milaca.