Midway CDP (Santa Rosa County), FL vs Willow Oak, FL

The cost of living difference between Midway CDP (Santa Rosa County), FL and Willow Oak, FL is dramatic. Willow Oak is 34.7% cheaper than Midway CDP (Santa Rosa County), a gap that translates to thousands of dollars per year in household expenses. Midway CDP (Santa Rosa County) has a cost index of 113 while Willow Oak sits at 84, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Midway CDP (Santa Rosa County) is $1,668/month compared to $986/month in Willow Oak — a 69% difference. Home values follow the same pattern: Willow Oak is more affordable at $241,600 median vs $352,600.

Median household income in Midway CDP (Santa Rosa County) is $90,662 compared to $59,346 in Willow Oak (+52.8%). While Midway CDP (Santa Rosa County) is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Midway CDP (Santa Rosa County) spend roughly 22.1% of their income on rent, more than the 19.9% in Willow Oak.

Climate-wise, Willow Oak is notably warmer with an average of 74.6°F compared to 68.1°F in Midway CDP (Santa Rosa County). Midway CDP (Santa Rosa County) receives more rainfall at 63.6" per year compared to 46.1" in Willow Oak.