Midway CDP (Santa Rosa County), FL vs Palm Harbor, FL

Midway CDP (Santa Rosa County), FL and Palm Harbor, FL have a very similar cost of living, with only a 4.1% difference in their overall index. Midway CDP (Santa Rosa County) scores 113 while Palm Harbor scores 118 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Midway CDP (Santa Rosa County) is $1,668/month compared to $1,733/month in Palm Harbor — a 4% difference. Home values follow the same pattern: Midway CDP (Santa Rosa County) is more affordable at $352,600 median vs $359,600.

Median household income in Midway CDP (Santa Rosa County) is $90,662 compared to $75,354 in Palm Harbor (+20.3%). Midway CDP (Santa Rosa County) offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Midway CDP (Santa Rosa County) spend roughly 22.1% of their income on rent, less than the 27.6% in Palm Harbor.

Climate-wise, Palm Harbor is notably warmer with an average of 73.9°F compared to 68.1°F in Midway CDP (Santa Rosa County). Midway CDP (Santa Rosa County) receives more rainfall at 63.6" per year compared to 53.6" in Palm Harbor.