Middletown, OH vs Troy, OH

Middletown, OH and Troy, OH have a very similar cost of living, with only a 3% difference in their overall index. Middletown scores 75 while Troy scores 77 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Middletown is $974/month compared to $934/month in Troy — a 4% difference. Interestingly, home values tell a different story: while Troy has cheaper rent, Middletown actually has lower median home values ($148,300 vs $199,400).

Median household income in Middletown is $54,985 compared to $70,450 in Troy (-22%). While Troy is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Middletown spend roughly 21.3% of their income on rent, more than the 15.9% in Troy.