Middletown, OH vs Oxford, OH

Middletown is moderately more affordable than Oxford, with a 9% lower cost of living index. Middletown scores 75 compared to 82 for Oxford, where the US average is 100. This difference means residents of Oxford can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Middletown is $974/month compared to $989/month in Oxford — a 2% difference. Home values follow the same pattern: Middletown is more affordable at $148,300 median vs $232,200.

Median household income in Middletown is $54,985 compared to $42,147 in Oxford (+30.5%). Middletown offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Middletown spend roughly 21.3% of their income on rent, less than the 28.2% in Oxford.