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Middlebury, VT vs Montpelier, VT

106
Middlebury
Vermont
VS
+6.8%
99
Montpelier
Vermont

Montpelier is moderately more affordable than Middlebury, with a 6.8% lower cost of living index. Middlebury scores 106 compared to 99 for Montpelier, where the US average is 100. This difference means residents of Middlebury can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Middlebury is $1,287/month compared to $1,169/month in Montpelier — a 10% difference. Home values follow the same pattern: Montpelier is more affordable at $349,200 median vs $388,100.

Median household income in Middlebury is $74,900 compared to $79,175 in Montpelier (-5.4%). Montpelier offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Middlebury spend roughly 20.6% of their income on rent, more than the 17.7% in Montpelier.

Income & Cost

Cost of Living Index
Middlebury
106
Montpelier
99
6% cheaper
Median Household Income
Middlebury
$74,900
Montpelier
$79,175
5% higher

Housing

Median Rent
Middlebury
$1,287
Montpelier
$1,169
9% cheaper
Median Home Value
Middlebury
$388,100
Montpelier
$349,200
10% cheaper
Population
Middlebury
7,145
Montpelier
8,038

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