Middlebury, IN vs Shelburn, IN

The cost of living difference between Middlebury, IN and Shelburn, IN is dramatic. Shelburn is 40.7% cheaper than Middlebury, a gap that translates to thousands of dollars per year in household expenses. Middlebury has a cost index of 84 while Shelburn sits at 60, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Middlebury is $1,072/month compared to $750/month in Shelburn — a 43% difference. Home values follow the same pattern: Shelburn is more affordable at $72,000 median vs $230,300.

Median household income in Middlebury is $81,094 compared to $41,176 in Shelburn (+96.9%). While Middlebury is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Middlebury spend roughly 15.9% of their income on rent, less than the 21.9% in Shelburn.