Middleburgh, NY vs Setauket, NY

The cost of living difference between Middleburgh, NY and Setauket, NY is dramatic. Middleburgh is 61.7% cheaper than Setauket, a gap that translates to thousands of dollars per year in household expenses. Middleburgh has a cost index of 78 while Setauket sits at 204, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Middleburgh is $954/month compared to $3,501/month in Setauket — a 73% difference. Home values follow the same pattern: Middleburgh is more affordable at $180,200 median vs $708,100.

Median household income in Middleburgh is $46,429 compared to $202,339 in Setauket (-77.1%). While Setauket is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Middleburgh spend roughly 24.7% of their income on rent, more than the 20.8% in Setauket.

Climate-wise, Setauket is notably warmer with an average of 53.1°F compared to 49.4°F in Middleburgh. Setauket receives more rainfall at 46" per year compared to 40.7" in Middleburgh.