Middle Island, NY vs Montgomery, NY

Montgomery is moderately more affordable than Middle Island, with a 9.3% lower cost of living index. Middle Island scores 122 compared to 111 for Montgomery, where the US average is 100. This difference means residents of Middle Island can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Middle Island is $1,774/month compared to $1,473/month in Montgomery — a 20% difference. Home values follow the same pattern: Montgomery is more affordable at $345,700 median vs $347,900.

Median household income in Middle Island is $89,702 compared to $88,348 in Montgomery (+1.5%). Middle Island does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Middle Island spend roughly 23.7% of their income on rent, more than the 20% in Montgomery.

Climate-wise, Middle Island is notably warmer with an average of 52.4°F compared to 49.4°F in Montgomery. Middle Island receives more rainfall at 44.2" per year compared to 41" in Montgomery.