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Memphis, FL vs Sun City Center, FL

95
Memphis
Florida
VS
-17.8%
116
Sun City Center
Florida

There is a significant gap in the cost of living between these two cities. Memphis is 17.8% cheaper than Sun City Center. With a cost index of 95 vs 116, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Memphis to Sun City Center should plan for substantially higher expenses across most categories.

On the housing front, median rent in Memphis is $1,155/month compared to $1,884/month in Sun City Center — a 39% difference. Interestingly, home values tell a different story: while Memphis has cheaper rent, Sun City Center actually has lower median home values ($281,900 vs $292,200).

Median household income in Memphis is $71,967 compared to $71,012 in Sun City Center (+1.3%). Memphis offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Memphis spend roughly 19.3% of their income on rent, less than the 31.8% in Sun City Center. The Memphis ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (74.1°F vs 74.7°F). Memphis receives more rainfall at 49.1" per year compared to 46.7" in Sun City Center.

Income & Cost

Cost of Living Index
Memphis
95
18% cheaper
Sun City Center
116
Median Household Income
Memphis
$71,967
1% higher
Sun City Center
$71,012

Housing

Median Rent
Memphis
$1,155
39% cheaper
Sun City Center
$1,884
Median Home Value
Memphis
$292,200
Sun City Center
$281,900
4% cheaper
Population
Memphis
10,626
Sun City Center
31,801

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Memphis $2.95
Sun City Center $3.03
US $3.07
🥚
Eggs (grade A, large)
Memphis $2.41
Sun City Center $2.47
US $2.50
🥛
Milk (whole)
Memphis $3.88
Sun City Center $3.99
US $4.03
🍞
Bread (white)
Memphis $1.78
Sun City Center $1.83
US $1.85
🍗
Chicken breast
Memphis $3.99
Sun City Center $4.10
US $4.14
Electricity
Memphis $0.17
Sun City Center $0.18
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Memphis 74.1°F
Sun City Center 74.7°F
Summer High
Memphis 91°F
Sun City Center 90°F
Winter Low
Memphis 52°F
Sun City Center 55°F
Rainfall
Memphis 49.1"
Sun City Center 46.7"
Rainy Days
Memphis 113d
Sun City Center 109d