Memphis, FL vs Ruskin, FL

Memphis is moderately more affordable than Ruskin, with a 10.8% lower cost of living index. Memphis scores 95 compared to 107 for Ruskin, where the US average is 100. This difference means residents of Ruskin can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Memphis is $1,155/month compared to $1,593/month in Ruskin — a 28% difference. Interestingly, home values tell a different story: while Memphis has cheaper rent, Ruskin actually has lower median home values ($278,300 vs $292,200).

Median household income in Memphis is $71,967 compared to $76,402 in Ruskin (-5.8%). The higher salaries in Ruskin partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Memphis spend roughly 19.3% of their income on rent, less than the 25% in Ruskin.

Climate-wise, both cities share similar average temperatures (74.1°F vs 74.7°F). Memphis receives more rainfall at 49.1" per year compared to 46.7" in Ruskin.