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McKinney, TX vs Pearland, TX

128
McKinney
Texas
VS
+10.7%
115
Pearland
Texas

Pearland is moderately more affordable than McKinney, with a 10.7% lower cost of living index. McKinney scores 128 compared to 115 for Pearland, where the US average is 100. This difference means residents of McKinney can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in McKinney is $1,841/month compared to $1,759/month in Pearland — a 5% difference. Home values follow the same pattern: Pearland is more affordable at $330,900 median vs $439,500.

Median household income in McKinney is $120,273 compared to $112,470 in Pearland (+6.9%). The higher salaries in McKinney partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of McKinney spend roughly 18.4% of their income on rent, less than the 18.8% in Pearland.

Climate-wise, Pearland is notably warmer with an average of 71.3°F compared to 65°F in McKinney. Pearland receives more rainfall at 53.3" per year compared to 38.3" in McKinney.

Income & Cost

Cost of Living Index
McKinney
128
Pearland
115
10% cheaper
Median Household Income
McKinney
$120,273
6% higher
Pearland
$112,470

Housing

Median Rent
McKinney
$1,841
Pearland
$1,759
4% cheaper
Median Home Value
McKinney
$439,500
Pearland
$330,900
25% cheaper
Population
McKinney
202,314
Pearland
125,983

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
McKinney $3.18
Pearland $3.12
US $3.07
🥚
Eggs (grade A, large)
McKinney $2.59
Pearland $2.54
US $2.50
🥛
Milk (whole)
McKinney $4.17
Pearland $4.09
US $4.03
🍞
Bread (white)
McKinney $1.92
Pearland $1.88
US $1.85
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Chicken breast
McKinney $4.29
Pearland $4.21
US $4.14
Electricity
McKinney $0.18
Pearland $0.18
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
McKinney 65°F
Pearland 71.3°F
Summer High
McKinney 95°F
Pearland 93°F
Winter Low
McKinney 34°F
Pearland 46°F
Rainfall
McKinney 38.3"
Pearland 53.3"
Rainy Days
McKinney 90d
Pearland 119d