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McFarland, CA vs Needles, CA

88
McFarland
California
VS
+24.2%
71
Needles
California

There is a significant gap in the cost of living between these two cities. Needles is 24.2% cheaper than McFarland. With a cost index of 71 vs 88, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Needles to McFarland should plan for substantially higher expenses across most categories.

On the housing front, median rent in McFarland is $1,067/month compared to $742/month in Needles — a 44% difference. Home values follow the same pattern: Needles is more affordable at $134,400 median vs $245,500.

Median household income in McFarland is $51,801 compared to $39,876 in Needles (+29.9%). While McFarland is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of McFarland spend roughly 24.7% of their income on rent, more than the 22.3% in Needles.

Climate-wise, Needles is notably warmer with an average of 76.2°F compared to 66.2°F in McFarland. McFarland receives more rainfall at 6.4" per year compared to 4.3" in Needles.

Income & Cost

Cost of Living Index
McFarland
88
Needles
71
20% cheaper
Median Household Income
McFarland
$51,801
23% higher
Needles
$39,876

Housing

Median Rent
McFarland
$1,067
Needles
$742
30% cheaper
Median Home Value
McFarland
$245,500
Needles
$134,400
45% cheaper
Population
McFarland
14,138
Needles
4,882

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
McFarland $1,440
Needles $2,020
29% cheaper
1 Bed
McFarland $1,630
Needles $2,148
24% cheaper
2 Bed
McFarland $2,070
Needles $2,675
23% cheaper
3 Bed
McFarland $2,650
Needles $3,520
25% cheaper
4 Bed
McFarland $2,920
Needles $4,178
30% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
McFarland $3.22
Needles $3.13
US $3.07
🥚
Eggs (grade A, large)
McFarland $2.62
Needles $2.55
US $2.50
🥛
Milk (whole)
McFarland $4.22
Needles $4.11
US $4.03
🍞
Bread (white)
McFarland $1.94
Needles $1.89
US $1.85
🍗
Chicken breast
McFarland $4.35
Needles $4.22
US $4.14
Electricity
McFarland $0.28
Needles $0.31
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
McFarland 66.2°F
Needles 76.2°F
Summer High
McFarland 98°F
Needles 111°F
Winter Low
McFarland 41°F
Needles 46°F
Rainfall
McFarland 6.4"
Needles 4.3"
Rainy Days
McFarland 38d
Needles 23d