McCook, NE vs O'Neill, NE
McCook, NE and O'Neill, NE have a very similar cost of living, with only a 4.2% difference in their overall index. McCook scores 67 while O'Neill scores 64 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.
On the housing front, median rent in McCook is $783/month compared to $712/month in O'Neill — a 10% difference. Home values follow the same pattern: O'Neill is more affordable at $130,900 median vs $137,400.
Median household income in McCook is $51,815 compared to $66,458 in O'Neill (-22%). O'Neill offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of McCook spend roughly 18.1% of their income on rent, more than the 12.9% in O'Neill.
Climate-wise, McCook is notably warmer with an average of 52.2°F compared to 49°F in O'Neill. O'Neill receives more rainfall at 23.8" per year compared to 20.1" in McCook.
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Housing
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Climate
NOAA 30-year normals (1991-2020)