McCall, ID vs Spirit Lake, ID

Spirit Lake is moderately more affordable than McCall, with a 13.6% lower cost of living index. McCall scores 109 compared to 96 for Spirit Lake, where the US average is 100. This difference means residents of McCall can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in McCall is $995/month compared to $1,003/month in Spirit Lake — a 1% difference. Interestingly, home values tell a different story: while McCall has cheaper rent, Spirit Lake actually has lower median home values ($380,800 vs $564,500).

Median household income in McCall is $60,197 compared to $60,938 in Spirit Lake (-1.2%). Spirit Lake offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of McCall spend roughly 19.8% of their income on rent, less than the 19.8% in Spirit Lake.