Mattydale, NY vs Waterford, NY

Mattydale is moderately more affordable than Waterford, with a 5.8% lower cost of living index. Mattydale scores 76 compared to 80 for Waterford, where the US average is 100. This difference means residents of Waterford can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Mattydale is $1,073/month compared to $1,060/month in Waterford — a 1% difference. Interestingly, home values tell a different story: while Waterford has cheaper rent, Mattydale actually has lower median home values ($116,100 vs $166,700).

Median household income in Mattydale is $67,672 compared to $68,203 in Waterford (-0.8%). Waterford does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Mattydale spend roughly 19% of their income on rent, more than the 18.7% in Waterford.