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Mather, CA vs McFarland, CA

143
Mather
California
VS
+61.9%
88
McFarland
California

The cost of living difference between Mather, CA and McFarland, CA is dramatic. McFarland is 61.9% cheaper than Mather, a gap that translates to thousands of dollars per year in household expenses. Mather has a cost index of 143 while McFarland sits at 88, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Mather is $1,904/month compared to $1,067/month in McFarland — a 78% difference. Home values follow the same pattern: McFarland is more affordable at $245,500 median vs $573,800.

Median household income in Mather is $140,941 compared to $51,801 in McFarland (+172.1%). While Mather is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Mather spend roughly 16.2% of their income on rent, less than the 24.7% in McFarland.

Climate-wise, both cities share similar average temperatures (63.4°F vs 66.2°F). Mather receives more rainfall at 19.2" per year compared to 6.4" in McFarland.

Income & Cost

Cost of Living Index
Mather
143
McFarland
88
38% cheaper
Median Household Income
Mather
$140,941
63% higher
McFarland
$51,801

Housing

Median Rent
Mather
$1,904
McFarland
$1,067
44% cheaper
Median Home Value
Mather
$573,800
McFarland
$245,500
57% cheaper
Population
Mather
4,729
McFarland
14,138

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Mather $1,784
McFarland $1,440
19% cheaper
1 Bed
Mather $1,871
McFarland $1,630
13% cheaper
2 Bed
Mather $2,305
McFarland $2,070
10% cheaper
3 Bed
Mather $3,077
McFarland $2,650
14% cheaper
4 Bed
Mather $3,552
McFarland $2,920
18% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Mather $3.22
McFarland $3.22
US $3.07
🥚
Eggs (grade A, large)
Mather $2.62
McFarland $2.62
US $2.50
🥛
Milk (whole)
Mather $4.22
McFarland $4.22
US $4.03
🍞
Bread (white)
Mather $1.94
McFarland $1.94
US $1.85
🍗
Chicken breast
Mather $4.35
McFarland $4.35
US $4.14
Electricity
Mather $0.26
McFarland $0.28
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Mather 63.4°F
McFarland 66.2°F
Summer High
Mather 94°F
McFarland 98°F
Winter Low
Mather 41°F
McFarland 41°F
Rainfall
Mather 19.2"
McFarland 6.4"
Rainy Days
Mather 61d
McFarland 38d