Mastic Beach, NY vs Niagara Falls, NY

The cost of living difference between Mastic Beach, NY and Niagara Falls, NY is dramatic. Niagara Falls is 109.3% cheaper than Mastic Beach, a gap that translates to thousands of dollars per year in household expenses. Mastic Beach has a cost index of 137 while Niagara Falls sits at 66, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Mastic Beach is $2,342/month compared to $784/month in Niagara Falls — a 199% difference. Home values follow the same pattern: Niagara Falls is more affordable at $104,400 median vs $326,600.

Median household income in Mastic Beach is $109,381 compared to $48,535 in Niagara Falls (+125.4%). While Mastic Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Mastic Beach spend roughly 25.7% of their income on rent, more than the 19.4% in Niagara Falls.

Climate-wise, Mastic Beach is notably warmer with an average of 52.4°F compared to 47.7°F in Niagara Falls. Mastic Beach receives more rainfall at 44.2" per year compared to 33" in Niagara Falls.