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Massac, KY vs Somerset, KY

74
Massac
Kentucky
VS
+7.4%
69
Somerset
Kentucky

Somerset is moderately more affordable than Massac, with a 7.4% lower cost of living index. Massac scores 74 compared to 69 for Somerset, where the US average is 100. This difference means residents of Massac can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Massac is $869/month compared to $830/month in Somerset — a 5% difference. Home values follow the same pattern: Somerset is more affordable at $140,900 median vs $215,000.

Median household income in Massac is $75,103 compared to $32,910 in Somerset (+128.2%). While Massac is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Massac spend roughly 13.9% of their income on rent, less than the 30.3% in Somerset. The Massac ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Income & Cost

Cost of Living Index
Massac
74
Somerset
69
7% cheaper
Median Household Income
Massac
$75,103
56% higher
Somerset
$32,910

Housing

Median Rent
Massac
$869
Somerset
$830
4% cheaper
Median Home Value
Massac
$215,000
Somerset
$140,900
34% cheaper
Population
Massac
4,937
Somerset
12,108

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Massac $2.89
Somerset
US $3.07
🥚
Eggs (grade A, large)
Massac $2.36
Somerset
US $2.50
🥛
Milk (whole)
Massac $3.79
Somerset
US $4.03
🍞
Bread (white)
Massac $1.74
Somerset
US $1.85
🍗
Chicken breast
Massac $3.90
Somerset
US $4.14
Electricity
Massac $0.16
Somerset
US $0.19