Mary Esther, FL vs Middleburg, FL

There is a significant gap in the cost of living between these two cities. Middleburg is 15.4% cheaper than Mary Esther. With a cost index of 88 vs 101, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Middleburg to Mary Esther should plan for substantially higher expenses across most categories.

On the housing front, median rent in Mary Esther is $1,517/month compared to $1,094/month in Middleburg — a 39% difference. Home values follow the same pattern: Middleburg is more affordable at $241,700 median vs $255,300.

Median household income in Mary Esther is $76,510 compared to $70,877 in Middleburg (+7.9%). The higher salaries in Mary Esther partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Mary Esther spend roughly 23.8% of their income on rent, more than the 18.5% in Middleburg.

Climate-wise, both cities share similar average temperatures (69.8°F vs 71.4°F). Mary Esther receives more rainfall at 55.4" per year compared to 47.6" in Middleburg.