Martins Ferry, OH vs Spencerville, OH

Martins Ferry is moderately more affordable than Spencerville, with a 7% lower cost of living index. Martins Ferry scores 63 compared to 68 for Spencerville, where the US average is 100. This difference means residents of Spencerville can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Martins Ferry is $809/month compared to $848/month in Spencerville — a 5% difference. Home values follow the same pattern: Martins Ferry is more affordable at $92,800 median vs $141,700.

Median household income in Martins Ferry is $43,073 compared to $49,938 in Spencerville (-13.7%). While Spencerville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Martins Ferry spend roughly 22.5% of their income on rent, more than the 20.4% in Spencerville.