Marshall, TX vs San Marcos, TX

There is a significant gap in the cost of living between these two cities. Marshall is 26.8% cheaper than San Marcos. With a cost index of 70 vs 96, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Marshall to San Marcos should plan for substantially higher expenses across most categories.

On the housing front, median rent in Marshall is $929/month compared to $1,299/month in San Marcos — a 29% difference. Home values follow the same pattern: Marshall is more affordable at $133,000 median vs $269,700.

Median household income in Marshall is $49,817 compared to $51,030 in San Marcos (-2.4%). San Marcos does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Marshall spend roughly 22.4% of their income on rent, less than the 30.5% in San Marcos. The Marshall ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, San Marcos is notably warmer with an average of 69.6°F compared to 65.3°F in Marshall. Marshall receives more rainfall at 50.3" per year compared to 31.3" in San Marcos.