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Marlborough, MA vs Swampscott, MA

131
Marlborough
Massachusetts
VS
-19.7%
163
Swampscott
Massachusetts

There is a significant gap in the cost of living between these two cities. Marlborough is 19.7% cheaper than Swampscott. With a cost index of 131 vs 163, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Marlborough to Swampscott should plan for substantially higher expenses across most categories.

On the housing front, median rent in Marlborough is $1,721/month compared to $2,223/month in Swampscott — a 23% difference. Home values follow the same pattern: Marlborough is more affordable at $485,400 median vs $690,800.

Median household income in Marlborough is $95,047 compared to $128,964 in Swampscott (-26.3%). While Swampscott is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Marlborough spend roughly 21.7% of their income on rent, more than the 20.7% in Swampscott.

Climate-wise, both cities share similar average temperatures (50.5°F vs 49.9°F). Swampscott receives more rainfall at 44.9" per year compared to 42.6" in Marlborough.

Income & Cost

Cost of Living Index
Marlborough
131
20% cheaper
Swampscott
163
Median Household Income
Marlborough
$95,047
Swampscott
$128,964
26% higher

Housing

Median Rent
Marlborough
$1,721
23% cheaper
Swampscott
$2,223
Median Home Value
Marlborough
$485,400
30% cheaper
Swampscott
$690,800
Population
Marlborough
41,398
Swampscott
15,209

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Marlborough $3.09
Swampscott $3.09
US $3.07
🥚
Eggs (grade A, large)
Marlborough $2.52
Swampscott $2.52
US $2.50
🥛
Milk (whole)
Marlborough $4.06
Swampscott $4.06
US $4.03
🍞
Bread (white)
Marlborough $1.87
Swampscott $1.87
US $1.85
🍗
Chicken breast
Marlborough $4.18
Swampscott $4.18
US $4.14
Electricity
Marlborough $0.33
Swampscott $0.33
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Marlborough 50.5°F
Swampscott 49.9°F
Summer High
Marlborough 85°F
Swampscott 82°F
Winter Low
Marlborough 18°F
Swampscott 20°F
Rainfall
Marlborough 42.6"
Swampscott 44.9"
Rainy Days
Marlborough 141d
Swampscott 138d