Maplewood, MN vs Monticello, MN

Maplewood, MN and Monticello, MN have a very similar cost of living, with only a 4.8% difference in their overall index. Maplewood scores 100 while Monticello scores 105 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Maplewood is $1,316/month compared to $1,462/month in Monticello — a 10% difference. Home values follow the same pattern: Maplewood is more affordable at $291,300 median vs $298,400.

Median household income in Maplewood is $88,534 compared to $81,563 in Monticello (+8.5%). Maplewood offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Maplewood spend roughly 17.8% of their income on rent, less than the 21.5% in Monticello.

Climate-wise, Maplewood is notably warmer with an average of 46.5°F compared to 42.9°F in Monticello. Maplewood receives more rainfall at 29.2" per year compared to 28.5" in Monticello.