Mahtomedi, MN vs White Bear Lake, MN

White Bear Lake is moderately more affordable than Mahtomedi, with a 13% lower cost of living index. Mahtomedi scores 123 compared to 109 for White Bear Lake, where the US average is 100. This difference means residents of Mahtomedi can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Mahtomedi is $1,608/month compared to $1,540/month in White Bear Lake — a 4% difference. Home values follow the same pattern: White Bear Lake is more affordable at $318,000 median vs $466,100.

Median household income in Mahtomedi is $132,326 compared to $79,712 in White Bear Lake (+66%). While Mahtomedi is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Mahtomedi spend roughly 14.6% of their income on rent, less than the 23.2% in White Bear Lake.

Climate-wise, both cities share similar average temperatures (46.5°F vs 46.5°F). White Bear Lake receives more rainfall at 29.2" per year compared to 29.2" in Mahtomedi.