Madison, SD vs North Spearfish, SD

There is a significant gap in the cost of living between these two cities. Madison is 18.5% cheaper than North Spearfish. With a cost index of 74 vs 90, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Madison to North Spearfish should plan for substantially higher expenses across most categories.

On the housing front, median rent in Madison is $874/month compared to $1,074/month in North Spearfish — a 19% difference. Home values follow the same pattern: Madison is more affordable at $191,400 median vs $321,800.

Median household income in Madison is $62,180 compared to $69,792 in North Spearfish (-10.9%). The higher salaries in North Spearfish partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Madison spend roughly 16.9% of their income on rent, less than the 18.5% in North Spearfish.

Climate-wise, Madison is notably warmer with an average of 45.1°F compared to 41.1°F in North Spearfish. Madison receives more rainfall at 29.6" per year compared to 29.2" in North Spearfish.