Madison, FL vs Seffner, FL

The cost of living difference between Madison, FL and Seffner, FL is dramatic. Madison is 35.1% cheaper than Seffner, a gap that translates to thousands of dollars per year in household expenses. Madison has a cost index of 69 while Seffner sits at 106, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Madison is $849/month compared to $1,473/month in Seffner — a 42% difference. Home values follow the same pattern: Madison is more affordable at $84,400 median vs $306,600.

Median household income in Madison is $31,025 compared to $88,167 in Seffner (-64.8%). While Seffner is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Madison spend roughly 32.8% of their income on rent, more than the 20% in Seffner. The Seffner ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Seffner is notably warmer with an average of 74.5°F compared to 67°F in Madison. Seffner receives more rainfall at 49.5" per year compared to 48.4" in Madison.