Madeira Beach, FL vs Punta Rassa, FL

Madeira Beach is moderately more affordable than Punta Rassa, with a 11.5% lower cost of living index. Madeira Beach scores 156 compared to 176 for Punta Rassa, where the US average is 100. This difference means residents of Punta Rassa can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Madeira Beach is $2,080/month compared to $2,719/month in Punta Rassa — a 24% difference. Home values follow the same pattern: Madeira Beach is more affordable at $696,400 median vs $703,900.

Median household income in Madeira Beach is $79,798 compared to $94,318 in Punta Rassa (-15.4%). While Punta Rassa is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Madeira Beach spend roughly 31.3% of their income on rent, less than the 34.6% in Punta Rassa. The Madeira Beach ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (73.9°F vs 75.4°F). Punta Rassa receives more rainfall at 57.4" per year compared to 53.6" in Madeira Beach.