Lynn, MA vs Westfield, MA

The cost of living difference between Lynn, MA and Westfield, MA is dramatic. Westfield is 39% cheaper than Lynn, a gap that translates to thousands of dollars per year in household expenses. Lynn has a cost index of 126 while Westfield sits at 91, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Lynn is $1,612/month compared to $1,064/month in Westfield — a 52% difference. Home values follow the same pattern: Westfield is more affordable at $295,500 median vs $472,600.

Median household income in Lynn is $74,715 compared to $82,847 in Westfield (-9.8%). Westfield offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Lynn spend roughly 25.9% of their income on rent, more than the 15.4% in Westfield.

Climate-wise, both cities share similar average temperatures (49.9°F vs 49.4°F). Westfield receives more rainfall at 45.2" per year compared to 44.9" in Lynn.