Lynn, MA vs Springfield, MA

The cost of living difference between Lynn, MA and Springfield, MA is dramatic. Springfield is 46.2% cheaper than Lynn, a gap that translates to thousands of dollars per year in household expenses. Lynn has a cost index of 126 while Springfield sits at 86, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Lynn is $1,612/month compared to $1,114/month in Springfield — a 45% difference. Home values follow the same pattern: Springfield is more affordable at $222,700 median vs $472,600.

Median household income in Lynn is $74,715 compared to $51,339 in Springfield (+45.5%). The higher salaries in Lynn partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Lynn spend roughly 25.9% of their income on rent, less than the 26% in Springfield.

Climate-wise, both cities share similar average temperatures (49.9°F vs 49.4°F). Springfield receives more rainfall at 45.2" per year compared to 44.9" in Lynn.