Lynn, MA vs Somerville, MA

The cost of living difference between Lynn, MA and Somerville, MA is dramatic. Lynn is 32.6% cheaper than Somerville, a gap that translates to thousands of dollars per year in household expenses. Lynn has a cost index of 126 while Somerville sits at 187, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Lynn is $1,612/month compared to $2,468/month in Somerville — a 35% difference. Home values follow the same pattern: Lynn is more affordable at $472,600 median vs $899,400.

Median household income in Lynn is $74,715 compared to $127,056 in Somerville (-41.2%). While Somerville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Lynn spend roughly 25.9% of their income on rent, more than the 23.3% in Somerville.

Climate-wise, both cities share similar average temperatures (49.9°F vs 51.9°F). Lynn receives more rainfall at 44.9" per year compared to 43.6" in Somerville.