Lutz, FL vs Orange Park, FL

There is a significant gap in the cost of living between these two cities. Orange Park is 26.6% cheaper than Lutz. With a cost index of 97 vs 123, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Orange Park to Lutz should plan for substantially higher expenses across most categories.

On the housing front, median rent in Lutz is $1,648/month compared to $1,355/month in Orange Park — a 22% difference. Home values follow the same pattern: Orange Park is more affordable at $257,400 median vs $451,800.

Median household income in Lutz is $114,516 compared to $74,564 in Orange Park (+53.6%). While Lutz is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Lutz spend roughly 17.3% of their income on rent, less than the 21.8% in Orange Park.

Climate-wise, Lutz is notably warmer with an average of 74.5°F compared to 71.4°F in Orange Park. Lutz receives more rainfall at 49.5" per year compared to 47.6" in Orange Park.