Ludlow, MO vs Sunrise Beach, MO

The cost of living difference between Ludlow, MO and Sunrise Beach, MO is dramatic. Ludlow is 33% cheaper than Sunrise Beach, a gap that translates to thousands of dollars per year in household expenses. Ludlow has a cost index of 59 while Sunrise Beach sits at 88, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Ludlow is $637/month compared to $1,156/month in Sunrise Beach — a 45% difference. Home values follow the same pattern: Ludlow is more affordable at $90,000 median vs $250,000.

Median household income in Ludlow is $56,000 compared to $50,625 in Sunrise Beach (+10.6%). Ludlow offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ludlow spend roughly 13.7% of their income on rent, less than the 27.4% in Sunrise Beach.