Ludlow, KY vs Stearns, KY

Stearns is moderately more affordable than Ludlow, with a 6.4% lower cost of living index. Ludlow scores 79 compared to 75 for Stearns, where the US average is 100. This difference means residents of Ludlow can expect to pay noticeably more for everyday expenses, housing, and services.

Renters will find that Ludlow has a median rent of $1,115/month while Stearns comes in at $581/month, a 92% difference.

Median household income in Ludlow is $58,295 compared to $36,964 in Stearns (+57.7%). While Ludlow is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ludlow spend roughly 23% of their income on rent, more than the 18.9% in Stearns.