Ludlow, IL vs Ramsey, IL

Ludlow, IL and Ramsey, IL have a very similar cost of living, with only a 0.8% difference in their overall index. Ludlow scores 61 while Ramsey scores 61 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Ludlow is $775/month compared to $742/month in Ramsey — a 4% difference. Home values follow the same pattern: Ramsey is more affordable at $58,000 median vs $74,500.

Median household income in Ludlow is $46,250 compared to $50,664 in Ramsey (-8.7%). Ramsey offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ludlow spend roughly 20.1% of their income on rent, more than the 17.6% in Ramsey.

Climate-wise, both cities share similar average temperatures (52.3°F vs 53.1°F). Ludlow receives more rainfall at 40.4" per year compared to 36.4" in Ramsey.