Ludington, MI vs Montague, MI

Montague is moderately more affordable than Ludington, with a 5.9% lower cost of living index. Ludington scores 74 compared to 70 for Montague, where the US average is 100. This difference means residents of Ludington can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ludington is $824/month compared to $735/month in Montague — a 12% difference. Home values follow the same pattern: Montague is more affordable at $184,700 median vs $192,800.

Median household income in Ludington is $44,471 compared to $69,375 in Montague (-35.9%). Montague offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ludington spend roughly 22.2% of their income on rent, more than the 12.7% in Montague.