Lucas, TX vs Stephenville, TX

The cost of living difference between Lucas, TX and Stephenville, TX is dramatic. Stephenville is 86.2% cheaper than Lucas, a gap that translates to thousands of dollars per year in household expenses. Lucas has a cost index of 160 while Stephenville sits at 86, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Lucas is $1,764/month compared to $1,128/month in Stephenville — a 56% difference. Home values follow the same pattern: Stephenville is more affordable at $226,300 median vs $861,500.

Median household income in Lucas is $178,403 compared to $55,504 in Stephenville (+221.4%). While Lucas is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Lucas spend roughly 11.9% of their income on rent, less than the 24.4% in Stephenville.

Climate-wise, both cities share similar average temperatures (65°F vs 65°F). Lucas receives more rainfall at 38.3" per year compared to 34.1" in Stephenville.