Lowell, MA vs Westfield, MA

The cost of living difference between Lowell, MA and Westfield, MA is dramatic. Westfield is 31.7% cheaper than Lowell, a gap that translates to thousands of dollars per year in household expenses. Lowell has a cost index of 120 while Westfield sits at 91, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Lowell is $1,603/month compared to $1,064/month in Westfield — a 51% difference. Home values follow the same pattern: Westfield is more affordable at $295,500 median vs $395,100.

Median household income in Lowell is $76,205 compared to $82,847 in Westfield (-8%). Westfield offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Lowell spend roughly 25.2% of their income on rent, more than the 15.4% in Westfield.

Climate-wise, both cities share similar average temperatures (50.1°F vs 49.4°F). Westfield receives more rainfall at 45.2" per year compared to 40.9" in Lowell.