Loveland, OH vs Westerville, OH

Loveland is moderately more affordable than Westerville, with a 10.1% lower cost of living index. Loveland scores 93 compared to 104 for Westerville, where the US average is 100. This difference means residents of Westerville can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Loveland is $1,170/month compared to $1,409/month in Westerville — a 17% difference. Home values follow the same pattern: Loveland is more affordable at $305,200 median vs $343,200.

Median household income in Loveland is $86,793 compared to $107,054 in Westerville (-18.9%). While Westerville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Loveland spend roughly 16.2% of their income on rent, more than the 15.8% in Westerville.