Loveland, CO vs Westminster, CO

Loveland is moderately more affordable than Westminster, with a 8% lower cost of living index. Loveland scores 122 compared to 133 for Westminster, where the US average is 100. This difference means residents of Westminster can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Loveland is $1,683/month compared to $1,816/month in Westminster — a 7% difference. Home values follow the same pattern: Loveland is more affordable at $453,100 median vs $497,400.

Median household income in Loveland is $82,592 compared to $96,145 in Westminster (-14.1%). While Westminster is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Loveland spend roughly 24.5% of their income on rent, more than the 22.7% in Westminster.