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Louisville, IL vs Ruma, IL

60
Louisville
Illinois
VS
-16.7%
72
Ruma
Illinois

There is a significant gap in the cost of living between these two cities. Louisville is 16.7% cheaper than Ruma. With a cost index of 60 vs 72, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Louisville to Ruma should plan for substantially higher expenses across most categories.

On the housing front, median rent in Louisville is $629/month compared to $933/month in Ruma — a 33% difference. Home values follow the same pattern: Louisville is more affordable at $86,300 median vs $125,000.

Median household income in Louisville is $44,318 compared to $71,875 in Ruma (-38.3%). While Ruma is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Louisville spend roughly 17% of their income on rent, more than the 15.6% in Ruma.

Climate-wise, both cities share similar average temperatures (55.7°F vs 57.7°F). Ruma receives more rainfall at 43.4" per year compared to 41.7" in Louisville.

Income & Cost

Cost of Living Index
Louisville
60
17% cheaper
Ruma
72
Median Household Income
Louisville
$44,318
Ruma
$71,875
38% higher

Housing

Median Rent
Louisville
$629
33% cheaper
Ruma
$933
Median Home Value
Louisville
$86,300
31% cheaper
Ruma
$125,000
Population
Louisville
1,288
Ruma
438

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Louisville
Ruma $3.03
US $3.07
🥚
Eggs (grade A, large)
Louisville
Ruma $2.47
US $2.50
🥛
Milk (whole)
Louisville
Ruma $3.97
US $4.03
🍞
Bread (white)
Louisville
Ruma $1.83
US $1.85
🍗
Chicken breast
Louisville
Ruma $4.09
US $4.14
Electricity
Louisville
Ruma $0.15
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Louisville 55.7°F
Ruma 57.7°F
Summer High
Louisville 88°F
Ruma 90°F
Winter Low
Louisville 23°F
Ruma 24°F
Rainfall
Louisville 41.7"
Ruma 43.4"
Rainy Days
Louisville 116d
Ruma 100d