Loudonville, NY vs Shirley, NY

Loudonville is moderately more affordable than Shirley, with a 9.9% lower cost of living index. Loudonville scores 122 compared to 135 for Shirley, where the US average is 100. This difference means residents of Shirley can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Loudonville is $1,891/month compared to $2,110/month in Shirley — a 10% difference. Home values follow the same pattern: Loudonville is more affordable at $370,200 median vs $390,300.

Median household income in Loudonville is $131,806 compared to $105,379 in Shirley (+25.1%). Loudonville offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Loudonville spend roughly 17.2% of their income on rent, less than the 24% in Shirley.

Climate-wise, Shirley is notably warmer with an average of 52.4°F compared to 49.4°F in Loudonville. Shirley receives more rainfall at 44.2" per year compared to 40.7" in Loudonville.