Loretto, MN vs Rutledge, MN

The cost of living difference between Loretto, MN and Rutledge, MN is dramatic. Rutledge is 36% cheaper than Loretto, a gap that translates to thousands of dollars per year in household expenses. Loretto has a cost index of 92 while Rutledge sits at 68, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Loretto is $888/month compared to $825/month in Rutledge — a 8% difference. Home values follow the same pattern: Rutledge is more affordable at $111,700 median vs $350,600.

Median household income in Loretto is $110,833 compared to $62,917 in Rutledge (+76.2%). While Loretto is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Loretto spend roughly 9.6% of their income on rent, less than the 15.7% in Rutledge.

Climate-wise, Loretto is notably warmer with an average of 45.8°F compared to 41.4°F in Rutledge. Rutledge receives more rainfall at 33.3" per year compared to 30.7" in Loretto.