Longboat Key, FL vs Midway CDP (Santa Rosa County), FL

The cost of living difference between Longboat Key, FL and Midway CDP (Santa Rosa County), FL is dramatic. Midway CDP (Santa Rosa County) is 81.5% cheaper than Longboat Key, a gap that translates to thousands of dollars per year in household expenses. Longboat Key has a cost index of 205 while Midway CDP (Santa Rosa County) sits at 113, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Longboat Key is $2,969/month compared to $1,668/month in Midway CDP (Santa Rosa County) — a 78% difference. Home values follow the same pattern: Midway CDP (Santa Rosa County) is more affordable at $352,600 median vs $959,200.

Median household income in Longboat Key is $143,365 compared to $90,662 in Midway CDP (Santa Rosa County) (+58.1%). The higher salaries in Longboat Key partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Longboat Key spend roughly 24.9% of their income on rent, more than the 22.1% in Midway CDP (Santa Rosa County).

Climate-wise, Longboat Key is notably warmer with an average of 74.1°F compared to 68.1°F in Midway CDP (Santa Rosa County). Midway CDP (Santa Rosa County) receives more rainfall at 63.6" per year compared to 49.1" in Longboat Key.